AmeriPlan---a review

AmeriPlan is an organization providing discounts at selected healthcare providers in respect of medical services provided by these providers.Now you must be thinking that this is some sort of a health insurance plan.I have tell you it is not a health insurance plan,although a cursory glance may lead you to think just that.The summarised points below will help you to gain a better and conclusive understanding of what "Ameriplan" actually is: 1.Ameriplan is an organization having in it's network a huge number of doctors, specialists, dentists,orthodontists, vision providers, pharmacists, and chiropractors,(over 400,000 physicians and specialists)with whom it has entered into agreements,to provide necessary health care to it's members at disounted  rates and is available all over the USA.The AmeriPlan network has over 12,000 vision providers,50,000 pharmacies,and 7,500 chiropractic providers.For details on the discount percentages,visit Ameriplan.To find out the provider in your area click on the link"Find a provider in Ameriplan's® network"FOUND HERE. 2.Whoever joins Ameriplan,gets access to the network of the healthcare providers from whom they can get a discounted charge.The same provider will charge you at a higher rate for services rendered if you were not a member of Ameriplan.Got the idea?However it should be mentioned here that Ameriplan will not make any payments on behalf of it's members directly.A member is obligated to pay for all the health care services,but it will be at a discounted charge. 3.Now why would the healthcare providers go around offering discounted charges to members of "Ameriplan"?Well,they have a ready market for their existing services and any further services they are likely to introduce in future.Unlike in case of health insurance,there is almost no or little paper work and are paid in cash. 4.From the point of view of the members,they get to select from the best of health care providers in one place,minimum paperwork,immediate savings, of upto 50% of the cost of medical services availed,including charges for doctor's visits,specialists charges, lab charges, and imaging charges. Then there a major benefit,which the"Ameriplan" have named as"patient advocacy program".Details can be found here. 5.Ameriplan Health® comes in 3 packages:Ameriplan Basic Health,Ameriplan Total Health and Ameriplan Total Health Plus.For package rates and details visit Ameriplan. Join Ameriplan and protect yourself from the sky-rocketing health care costs.